Eateries
We cover restaurants, franchised restaurants, coffee shops, delicatessen and caterers.
Our comprehensive solution for eateries include:
- Deterioration of stock
- Damage to external signage (away from the premises)
- Power surge damage
- Theft from customers during armed robbery
- Specific protection for franchisees and franchisers
Hotels
We cover hotels, boutique hotels, timeshare resorts, event venues, conference centres, holiday homes and health spas.
Our insurance cover includes:
- Cancellation of bookings
- Damage to landscaping and water features
- Guest transfer
- Deterioration of stock
- Guest effects stolen during a robbery
- Loss of attraction and specified tourist attractions
- Public Liability
- Loss of use/timeshare levies
Game Farms
We cover game farms and lodges, commercial, private and guest farms, as well as trout farms.
Our comprehensive cover includes:
- Loss tourist attraction
- Prevention excess
- Repatriation of wild animals
- Medical assistance (if stated)
- Pollution or animal attack
- Hunter’s Liability
Bed & Breakfast
We offer comprehensive cover for guesthouses, BnBs and backpackers.
Our insurance product includes:
- Business and householders cover
- Full cover on geysers (if building cover is taken)
- Subsidence and landslip, if stated
- Bilking
- Power surge
- Guest effects
- Home assist, motor assist, legal assist (if stated)
- Public utilities Passengers, including fare paying and transfers
Cubs and Estates
We cover golf clubs, golf estates, sport clubs, eco estates, holiday share blocks (bodies corporate) and private residences.
Our comprehensive cover includes:
- Accidental damage to sprinkler systems
- Reinstatement of greens
- Loss of revenue following damage to greens
- Liability cover for: Claims-made basis
- General and tenants
- Members to member
- Guest vehicles, guest effects
- Golf carts and course equipment
Entertainment
We cover wine estates, casinos, museums, retirement villages, theatres and gymnasiums.