The cost of motor vehicles has escalated to such an extent in recent years that it presents a great risk to your financial well being to be without this essential form of cover.
Cover :
The following options of cover are provided :
- Comprehensive
– Own damage to your vehicle
– Fire
– Theft of your vehicle
– Third Party Liability where you become legally liable for damage to other vehicles, bodily injury or death of any person - Third Party Fire & Theft
– Fire and Theft cover for your vehicle
– Third Party Liability as explained above - Third Party Only
– Third Party Liability only cover as explained above
The value of the vehicle insured must be based on reasonable retail value and therefore it is extremely important for policyholders to review the value of their vehicles on a regular basis, to ensure adequate cover and that they are not over insured or paying unnecessary premiums.
Allsure also makes provision for new vehicles, if :
- you are the first registered owner ;
- the vehicle is stolen or damaged within 12 months of registration; and
- the repair costs exceed 70% of the current new retail price.
You will be paid the current purchase price of a new vehicle of the same or similar model, subject to the sum insured being adequate, or you will be paid the limit of indemnity stated in the schedule.
Automatic Extensions of Cover
- Protection and Repair
- Delivery after Repair
- Medical Expenses
- Window Glass
- Credit Shortfall
- Liability to Third Parties
- Emergency Hotel expenses
- Mechanical or Electrical Breakdown (Road side assistance up to R5000)
- Bereavement Expenses
- Vehicle Sharing
- Trauma
- Keys and Locks
- Tracking Device
Optional cover
- Car Hire in the event of loss or damage to your vehicle.
- Restrict the driver/s of your vehicle to the Policyholder and 1 additional driver and enjoy a named driver discount.
- Install an approved vehicle tracking system and receive a discount on your premium.
An Allsure policy could be the difference between a traumatic situation and your financial security, which is important to you and us.
First Amount Payable
Applicable to Comprehensive and Third Party Fire and Theft :
- Basic First Amount Payable: R2 500
Replacement of Window Glass :
- Basic First Amount Payable: R350
- Eliminate the basic excess by selecting the basic and windscreen excess waiver for a small additional premium.
Other Compulsory First Amounts Payable will be indicated on the policy schedule.
Motor Cycle
If this is your mode of transport or a leisure pursuit, being without this form of essential cover could present a great risk to your financial well being.
Cover :
The following options of cover are available :
- Comprehensive
– Own damage to your motor cycle
– Theft of your motor cycle
– Third Party Liability where you become legally liable for damage to other vehicles, bodily injury or death of any person (excluding persons on motor cycle) - Third Party Only
– Third Party Liability only cover as explained above
The value of the Motor Cycle insured must be based on reasonable retail value and therefore it is extremely important for policyholders to review the value of their Motor Cycles on a regular basis, to ensure adequate cover and that they are not over insured or paying unnecessary premiums.
Automatic Extensions of Cover
- Protection and Repair
- Delivery after Repair
- Liability to Third Parties
First Amount Payable
- Basic First Amount Payable: R1 000
Other Compulsory First Amounts Payable will be indicated on the policy schedule.